Coverage Rights

Coverage Rights gives Claude free, read-only access to published U.S. health-insurance denial data, so answers about a denial, prior authorization or an appeal rest on sources instead of memory.

What it covers:

• Insurer metrics: CY2025 prior-authorization denial rates, appeal overturn rates and decision times from each insurer's own CMS-0057-F disclosure, ranked only within comparable reporting groups, with contract-level rows where collected.
• Review outcomes: how often outside reviewers overturned denials of specific treatments, drugs and conditions across 42,749 published California independent-medical-review decisions (2001-2026).
• Appeal routes: appeal steps by program (Medicare Advantage, employer plans, ACA marketplace, Medicaid) and denial type, plus each state's external-review path, with the facts still needed before choosing a route.
• Preparation: drug-specific background and a free evidence checklist for knee osteoarthritis injection denials.

Every result carries its sources, scope and limits. Results are public information and preparation help, not legal or medical advice, and they never calculate a personal filing deadline. No account or sign-in is needed, no tool writes data, and the tools don't need names, member IDs or medical records.