Family Office

Family Office is a planning app for households: property, pensions, investments, companies, taxes and cash flows in one projection, to age 100. This connector lets your assistant read your own plan and answer from it. It has six read-only tools:

• Net worth: today's net worth, with total assets and liabilities;
• Plan outcome: whether the plan holds, the first date it falls short if it does not, and the readiness score (0 to 100) with its parts;
• FIRE figures: for each withdrawal rate, the money needed, the gap, the progress, the date and the years to financial independence;
• Holdings summary: the largest holdings (1 to 25, 10 by default) and the split by asset class;
• Financial statements: the income statement, balance sheet and cash flow statement at every reporting date to the end of the plan, with the consolidated and per-entity views when the plan holds companies or trusts;
• Snapshot info: when the figures were written, from what, in which currency, and which sections the connection may read.

Nothing can be written: no tool edits the plan, moves money or reaches a bank. The figures are those the app last wrote for you, with their date.

You connect by signing in to Family Office in your browser. You choose which sections the assistant may read (holdings and statements stay off unless you tick them) and for how long (30, 90 or 365 days), then press Allow. You are e-mailed when an assistant is connected. You can end the connection in the app at any time; a new password ends every connection. Connections come with the Gold and Platinum plans.

Example questions: "What is my net worth today?", "Does my plan hold? If not, when does it first fall short?", "How far am I from FIRE at each withdrawal rate?", "What are my ten largest holdings?", "Show me my balance sheet in 2035."