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Finology Software

ChatGPT plugin

Student loan repayment math

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#4664of 4,681—24h—7d

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#465of 465—24h—7d

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464NeroPay#4639377places down
465Finology SoftwareThis page#4664—

All 465 Finance plugins

Also on other marketplaces

Compare every federal repayment plan a loan can elect, estimate a Repayment Assistance Plan (RAP) payment, and compare filing jointly against filing separately, using the same engine Finology Software advisors use for client plans. Figures follow the current federal rules, including the changes in effect since July 1, 2026, and each result states the rule version and date it used. Plans a borrower cannot elect are listed with the rule that excludes them.

Advisors with a Finology Software account can link it to list their clients, run a projection on a client's imported federal loan file, and chart each plan's balance year by year. Client names can be withheld and replaced with initials.

Results are estimates for education, not financial, legal or tax advice.

Example prompts

  • “Compare every federal repayment plan for $120,000 at 6.5% with a $85,000 AGI.”
  • “What would RAP cost a family of four earning $95,000?”
  • “Should my client file jointly or separately for their student loans?”

Skills

  • finology-student-loans

    Federal student loan repayment math from Finology Software's engine. Use for any question about federal repayment plans (RAP, IBR, PAYE, ICR, Standard, Graduated, Extended), payment estimates, filing jointly vs separately, forgiveness timing, or an advisor's own clients in Finology Software.

Categories
Made by
Finology Software · Website
Sign-in
On Install
Availability
Available
Version
1.1.0
Created
September 29, 2026
More info