Pearl

Pearl connects Claude to your own bank, card, loan, and investment accounts so you can ask real questions about your money and get real answers. Ask where your spending went last month, what subscriptions are charging you, how much is left in your grocery budget, what your debts are costing you, what your net worth is, how long your cash lasts, and whether you can afford what's coming up.

Pearl is personal finance for people whose finances aren't only personal. If you're self-employed, freelance, or running a small business, tag accounts and transactions as business or personal — business expenses on one side, household spending on the other. Useful at tax time, when deductible spending has to come apart from the rest, and for anyone tired of keeping two apps open.

Then set a target and work toward it. An emergency fund, paying off a card, a down payment: Pearl works out the monthly number, tracks progress against your real balances, and tells you when you're ahead or when the date is slipping.

Every answer is sourced. Pearl cites the accounts and transactions behind each number and tells you how fresh the data is, instead of guessing. You can clean up your data as you go — recategorize transactions, fix subscription and bill detection, set monthly budgets, adjust goals — and your corrections stick.

Accounts are linked through Plaid, scoped to your own account, and read on your behalf. Pearl helps you understand your money; it is not an investment adviser and does not tell you what securities to buy or sell.

Requires a Pearl account with an active subscription and at least one linked bank.