Duit Loan Match

Matches Indian borrowers to the right RBI-regulated lender using only coarse ranges — zero PII, no CIBIL impact, before any application is made.

Duit Loan Match helps match an Indian borrower to the lender most likely to approve them — before they ever apply.

Instead of blasting an application to every lender (which hits the borrower's credit bureau and lowers approval odds), this tool takes a borrower profile in coarse, non-identifying ranges — profession type, loan amount band, income band, CIBIL score band, age band, pincode, and repayment history — and returns a shortlist of eligible lenders from Duit's panel of RBI-regulated banks and NBFCs.

What makes it different:

• Zero PII by design. The tool never asks for a name, phone number, email, or exact address — only a 6-digit pincode and coarse ranges. Nothing identifying is stored.
• Pre-application matching. Borrowers see their eligible lenders before any formal application touches their credit bureau, so checking doesn't cost them anything.
• Real eligibility logic, not a guess. Matches are computed by Duit's live underwriting rules engine against each lender's actual, current criteria — not a static list.
• Transparent disclosures. Every match includes the lender's regulated entity type, APR range, tenure, fees, and RBI grievance contact, plus a clear disclosure that Duit is a referral partner and this is an eligibility match, not an approval guarantee.

Duit Digital Private Limited is a Mumbai-based Lending Service Provider (LSP) under RBI digital lending guidelines, founded by credit-risk professionals with a combined 18+ years across HDFC Bank, HSBC, CitiFinancial, and Fullerton India. Duit does not lend — RBI-regulated partner banks and NBFCs approve and disburse loans. Duit is part of the Microsoft for Startups Founders Hub and the NVIDIA Inception program.