Luva

Luva helps drivers in the United States compare car insurance in conversation. It opens with a short notice from Luva; once the driver agrees, it asks about the car (year, make and model), how far and what for it is driven, whether it is owned, financed or leased, where it is parked overnight, the current insurer and policy, and the driver's name, gender, date of birth and recent tickets or accidents. Answers can be given all at once or a few at a time, in the driver's own words.

Luva shows the answers back on a review card, where the driver can correct anything, then shows the monthly price range that comparable drivers in the same area pay, with where the driver's profile sits in that range. This is an estimate, not a quote: a Continue to Luva button opens luva.com with the answers filled in, where the driver sees rates from carriers, gives any contact details and finishes the quote.

Luva never recommends a carrier or a coverage level and never states a price that did not come from its estimate. It does not ask for an email address, a phone number, payment details or a Social Security number in ChatGPT, and it does not sell or bind a policy.