WealthStoryLine
ChatGPT pluginRetirement & wealth simulator
WealthStoryLine runs a 3,000-path Monte Carlo simulation of a household's finances: one household income, living expenses, today's savings and investment returns, under random inflation, salary growth and market returns. Ask questions such as "Can I retire at 60?", "Will my savings last?" or "Can I reach $500,000 by 45?" and get the probability of reaching your goal, the bankruptcy rate and net-asset ranges for good, middle and bad outcomes in today's money, together with the assumptions that were used.
Who it is for: individuals, couples and financial educators who want to check a plan and its risks in plain language. It supports about 190 countries; Taiwan, Japan, the US, China and Canada use curated assumptions, other countries use 2005-2024 averages of official statistics (World Bank, OECD, BIS).
No sign-in is required. The plugin receives only the numbers needed for a simulation, not your conversation; anonymous inputs and results are deleted after 30 days.
Limitations: results are projections for planning discussions, not financial advice or a guarantee. Home purchases, mortgages, several incomes and fund portfolios are not modelled in this plugin (they are available on the WealthStoryLine website). Taxes and insurance are not modelled. It cannot trade, move money or connect to bank or brokerage accounts.
- Featured
- No
not on the featured shelf
Movement
From our daily snapshots over the last 30 days.
Rank by placement
Rank in Finance
In its category
How this plugin compares with others in the same category. Positions are counted within the category, not across the whole directory.
Finance617th of 717 by placement
| # | Plugin | Position | 7d |
|---|---|---|---|
| 615 | #7171 | — | |
| 616 | #7200 | — | |
| 617 | #7208 | — | |
| 618 | #7224 | — | |
| 619 | #7250 | — |
Example prompts
- “Can I retire at 60 with $200k saved, $120k income and $70k yearly spending?”
- “Will $500k last if I retire at 55 and spend $40k a year?”
- “How likely am I to reach $1 million by 50?”
Skills
wealth-simulation
Use when the user asks whether their savings, income and spending will reach a goal, when they can retire, whether their money will last, or wants a Monte Carlo projection of household net worth. Guides gathering a few numbers, calling the WealthStoryLine quick_simulation tool and explaining the result.
- Categories
- Made by
- WealthStoryLine · Website
- Sign-in
- On Install
- Capabilities
- Check a retirement plan, Project savings to a target, Look up country assumptions
- Availability
- Available
- Version
- 0.2.8
- Keywords
- finance, personal-finance, retirement, monte-carlo, financial-planning, savings
- Created
- October 5, 2026
- More info
- Sponsorship
- Promote this plugin