FYN

FYN connects ChatGPT to your own FYN household account so answers about your money come from your real records: bank transactions, budgets, itemized receipts, subscriptions, cash flow, account balances, and net worth.

What you can ask:

• "Am I over budget on anything this month?" Lists budget categories where spending is above the saved budget, with the dollar amounts.
• "Can I afford a $350 purchase this week?" Compares the amount with your checking balance, what's left in that budget category, and bills still due this month. It is a preview only: it holds, approves, and spends nothing.
• "What did I buy at Costco last month?" or "Search my receipts for eggs." Returns itemized line items from receipts you've scanned or forwarded to FYN.
• "How much am I spending on subscriptions?" Totals recurring charges by month and year.
• "What's my net worth?" or "Compare my spending this month with last month."

How access works:

• You sign in to FYN and approve access with OAuth. You never paste a password or API key into ChatGPT.
• Access is read-only. ChatGPT can't change budgets, transactions, or settings through FYN, and FYN never moves money, pays bills, or places trades.
• You can disconnect at any time in FYN under Settings → Agent access.

Limitations:

• Answers cover only what's in your FYN account. Balances and transactions appear after you link a bank in FYN. Receipt questions cover only receipts you've added.
• Receipt totals don't include purchases that weren't scanned.
• FYN reports your own figures. It doesn't provide financial, investment, tax, or legal advice.

FYN is for adults in the United States who use FYN to manage household finances.