Tobie Total Rewards

Tobie Total Rewards compares up to five job offers component by component from the terms you give it: annual pay from a salary or from hourly rates and hours, guaranteed versus conditional bonuses, signing cash and the largest amount you could have to repay, your health premiums, employer HSA funding, and the retirement match with tiers, caps and vesting at the horizon you choose. It adds those stated components into a clearly named ledger, solves the salary one offer needs to match another to the cent (recalculating a salary-linked match), shows equity in a separate hypothetical panel that is never added to cash, and, if you ask, pay per worked hour.

It is a calculator, not advice. Every figure is deterministic and exact to the cent, comes with the formulas and assumptions behind it, and names any term you did not give rather than guessing. The ledger is not take-home pay: it never calculates taxes or withholding, never benchmarks salaries against the market, never values equity you may not receive, and must not be used to rank people.

Anonymous by design: no account, no sign-in, no offer-letter upload. It accepts only numbers and fixed choices, never free text, documents or contact details, and keeps nothing: no inputs, no results, no cookie. A short technical log per request holds no amounts and no IP address. Nothing is reported to an employer.

How it calculates, a worked example and ten questions answered: https://plugins.tobie.team/total-rewards